Occupational pension plans
securing your employees’ future
Occupational pension plans, or the 2nd pillar, are much more than a legal obligation in Switzerland: they are a strategic tool for your company. They allow your employees to build up additional old-age, disability, and death benefits on top of the AVS/AI, thereby ensuring their financial security and that of their loved ones. Offering an attractive plan is key to attracting new talent and retaining your teams, while rewarding their commitment. This is where AlliA comes in: optimization of pension plans can even have an even more favourable impact than simple salary increases.
The advantages of AlliA
We tailor your pension plan to your company’s specific needs, your budgetary constraints, and your HR strategy, creating an attractive and effective plan. Thanks to our close collaboration with your HR and finance teams, implementation and monitoring your plan is simple, transparent, and seamless. We also ensure that the benefits offered are clearly communicated, demystifying the complex world of occupational pension plans and supplementary schemes so that your employees fully understand their value.
Our pension solutions
AlliA offers solutions that go beyond the LPP (Swiss pension plan) and enhance the protection and well-being of your employees, while optimizing your HR and tax policy,
- Disability coverage: guarantees a pension in the event of incapacity to work due to illness or accident, ensuring the financial security of your employees and their loved ones.
- Death coverage: provides for the payment of a lump sum or pension to beneficiaries if the employee dies before retirement, thus protecting their loved ones.
- Option to pay additional contributions: offers benefits above the legal minimum.
- Daily sickness allowance insurance (IJ Maladie): protects your employees against loss of income in the event of prolonged incapacity for work.
- Accident insurance (LAA): covers occupational and non-occupational accidents, with the option to optimize coverage according to your needs.
- Medical expenses & hospitalization insurance (group): offers additional protection against high healthcare costs, with additional options such as private rooms or extended coverage.
- Income protection & disability insurance: provides additional income in the event of disability.
Protecting your employees with solid occupational benefits is a strategic investment for your company. We would be delighted to discuss with you how to build a solution that is truly tailored to your teams and your HR objectives, in line with our “ALL FOR Exceptional” commitment.