Private pension plans & Death
Build your future with peace of mind

Guaranteeing your financial security in retirement, or in the event of disability, is essential to enjoying life to the fullest, as is ensuring your family’s financial security in the event of your death. In Switzerland, the three-pillar system (AVS/AI, LPP and individual pension plans) provides the foundation for your financial security. However, it is complex and often inadequate for all your needs. At AlliA, we help you to understand every aspect of the system and build a personalised pension strategy that protects your income, prepares you for the future and ensures the security of your loved ones in the event of the unexpected.

The advantages of AlliA

At AlliA, our expertise lies in carefully analysing your current situation, listening to your dreams and aspirations, and advising you on the best pension strategy. We help you protect yourself against major risks, ensuring your financial security and that of your loved ones in the event of an accident, serious illness, or death. We also help you save optimally for your life goals, such as buying a home or providing for your children, while maximising tax benefits. Finally, we work with you to develop a strategy that guarantees your retirement income, enabling you to maintain your desired standard of living and secure your future.

Our pension solutions

AlliA offers comprehensive and flexible solutions to help you plan for your future or that of your loved ones. Each option can be tailored to suit your needs, finances, and lifestyle.

• Individual pension plans (pillars 3a and 3b): to build up personal savings tailored to your life goals, with tax benefits optimized according to your situation.
• Life insurance: guarantees the payment of a lump sum to your loved ones in the event of your death, providing financial security for your family and helping to maintain your household.
• Outstanding balance insurance: protects your loans and credits by ensuring their repayment to designated beneficiaries in the event of unforeseen circumstances.
• Disability pension: provides a regular income in the event of long-term disability following an accident or illness, supplementing statutory and occupational benefits helping you to maintain your standard of living.
• Supplementary pension insurance: allows you to adjust your future income to achieve your desired standard of living in retirement, in addition to the AVS and LPP.

At AlliA, we help you build a clear, understandable, tailor-made private pension strategy to protect your income, secure the future of your loved ones and prepare for your life plans with peace of mind while navigating the complex Swiss three-pillar system. Thanks to these flexible, tailored solutions, we work with you to develop a comprehensive, consistent and secure strategy, in line with our “ALL FOR Exceptional” commitment.