Personal insurance
protecting your human capital

The health and well-being of your employees are crucial for your company’s success. In Switzerland, employee protection is based on several legal frameworks (LAA, LAMal and LPP), but these allow for a great deal of flexibility in implementation. Many companies opt for standard solutions, even though these can have a significant impact on the budget and influence team commitment and retention.

It is therefore essential to understand what is covered, how benefits are calculated and how to respond in the event of a crisis. This is where AlliA comes in: we clarify and optimise your insurance policies to accurately and effectively protect your employees.

The advantages of AlliA

With AlliA, you gain control and speed. Our in-depth knowledge of the market allows us to identify and implement the best solutions, optimizing your premiums and offering you a transparent view of benefits. We analyse your claims history to help you better understand costs, reserves, and areas for improvement, while strengthening your negotiating power.

We also support you in implementing a genuine prevention strategy. By mobilizing your insurers’ resources and clarifying their commitments, we help you to reduce absenteeism, support professional reintegration, and improve health in the workplace. You thus benefit from a partnership that goes beyond simple contract management to contribute directly to the well-being of your teams.

Our personal insurance solutions

Our comprehensive range of personal insurance solutions can be tailored to fit your HR policy and budget.

• Accident insurance (LAA): covers occupational and non-occupational accidents, in accordance with legal requirements.
• Daily sickness benefits insurance: ensures the payment of benefits in the event of incapacity for work due to illness, in order to protect your employees and maintain the financial stability of your company.
• Occupational pension plan (LPP/2nd pillar): guarantees benefits for old age, disability, and survivors, in accordance with the legal framework in force.
• Group supplemental health insurance: offers extended medical benefits to improve coverage for your staff and enhance your attractiveness as an employer.
• Life insurance/death benefit: provides for the payment of a lump sum to beneficiaries in the event of an employee’s death.
• Legal protection for employees: provides support in the event of disputes related to professional or private life.

Taking care of your employees is a crucial investment. We would be delighted to discuss with you how we can develop a truly tailored solution for your company and your teams, in line with our “ALL FOR Exceptional” commitment.