Civil liability insurance for businesses
plan for the unexpected

Mistakes, errors, and omissions can happen in any business. Such incidents can affect your customers, suppliers and other stakeholders. The activities of your business, including machinery, infrastructure, products, or services, can also cause damage.

Civil liability insurance covers bodily injury, property damage, and economic loss caused to third parties, whether during the course of your business or after the delivery of your products and services.

The advantages of AlliA

When you choose AlliA, you benefit from support that goes beyond simply taking out insurance. We carry out a detailed analysis of your risks using our recognized expertise, enabling us to accurately identify the sensitive areas of your business. With our in-depth knowledge of the market, we guide you towards the insurers that best suit your needs, in terms of coverage, premiums, and claims management. Because your business is constantly evolving, we provide proactive monitoring. In the event of a move, new activity, or growth, we will adjust your coverage to ensure it remains relevant and aligned with your needs.

Our civil liability insurance solutions

Financial and managerial protection

• Directors and Officers Liability Insurance (D&O): protects management, directors, and senior executives against claims related to their duties, including defence costs.
• Professional liability insurance: covers claims and defence costs, whether contractual or non-contractual liability.
• Cyber insurance: protects against IT incidents, privacy breaches, ransomware attacks, and other cyber threats.
• Fraud insurance: protects your business against internal or external fraud, theft, and other scams.
• Transaction risk insurance (TRI): compensates for unexpected financial losses during mergers, acquisitions, or complex transactions.

Civil liability

• Product liability insurance: covers damage caused to third parties by your products after delivery.
• Environmental liability insurance: covers environmental damage on your site, on a third party’s site, or during transport.
• Life sciences: covers risks specific to the medical and pharmaceutical sectors or during biological analyses and clinical trials.

Protecting your business and your employees against liability claims is a priority. We provide personalized advice to help you choose the insurance that best suits your situation, in line with our “ALL FOR Exceptional” commitment.