Home and personal liability insurance
Peace of mind and serenity every day

You, your family, your home and your belongings deserve reliable, tailored protection for your daily life and lifestyle. Whether it’s your primary or secondary residence, student accommodation or outbuilding, there are many risks, such as fire, water damage, storms, theft or broken windows, which can quickly lead to financial consequences. However, your daily life can also be disrupted by other unforeseen events. For example, you could unintentionally cause damage to third parties, such as scratching a car with a bicycle, a friend falling at your home or an object falling from your balcony. These situations require repairs. That’s why civil liability insurance is essential: it covers these eventualities and also protects you against unjustified claims, giving you peace of mind.

The advantages of AlliA

At AlliA, each solution is designed to fit your daily life and lifestyle so that you are appropriately covered without any unnecessary extras. We analyse your real needs, such as the type of housing you have, the assets you want to protect, your family profile and your lifestyle, to propose you a premium that is calculated as accurately as possible with complete transparency. The coverage is clearly explained, so you know exactly what is covered and can make choices with confidence. In the event of a claim or dispute, you will have a single point of contact to assist you quickly. In the first instance, they will provide you with solutions and obtain appropriate compensation. In the second instance, they will defend your rights, thus limiting the impact on your life and that of your family.

Our home and personal liability insurance solutions

AlliA offers comprehensive, flexible, and tailor-made solutions to protect your home, your property, and your personal liability.

• Fire & natural elements insurance: covers damage to your building and contents caused by fire, storm, hail, flood, or lightning.
• Water damage insurance: protects against damage caused by burst pipes, leaks, or other water-related incidents.
• Theft insurance: covers your property against theft and break-ins, including robbery.
• Glass breakage insurance: protects windows, mirrors, cooktops, and other glass surfaces in your home.
• Electrical appliance insurance: covers breakdowns and short circuits in your domestic electrical appliances.
• Personal liability insurance: protects you against the financial consequences of any unintentional damage you may cause to third parties in your daily life.
• Private legal protection: supports you in the event of a dispute relating to your private life or civil liability, providing assistance in asserting your rights.

Thanks to our proactive approach and responsive support in the event of a claim or dispute, your home and property are fully protected. Each solution is designed for your household and daily life, in line with our “ALL FOR Exceptional” commitment.