Asset Insurance for businesses
Your assets, exceptionally protected

Your assets are important to you, and we understand this better than anyone. How can you effectively protect your movable and immovable assets against all the risks they face? Whether it’s a devastating fire, a storm, water damage, an unexpected machine breakdown, a malicious act, or any other unexpected circumstance, Asset Insurance for businesses offers you unparalleled peace of mind. Much more than simple fire insurance, it guarantees extensive coverage, essential for the sustainability of your business.

AlliA’s added value? You benefit from a truly exceptional approach:

• An expansion of traditional insurance policies: Drawing on our extensive expertise and knowledge of claims, we develop tailor-made wealth insurance policies specifically tailored to your business and the market. We don’t just rely on what already exists; we innovate for you.
• Insurance terms perfectly tailored to your needs: Thanks to our privileged relationships and negotiated powers of attorney with numerous insurers, we have the unique ability to customize guarantees. This means you receive terms that precisely match your risk profile.
• Risk management engineers committed to your side: Our team of specialized engineers, recognized for their expertise, is at your service. They meticulously collect all the underwriting information required by insurers, guaranteeing you an offer perfectly targeted to the specific needs of your company. Better still, they help you strengthen your level of prevention in a cost-effective manner, knowing that better risk management directly translates into a more advantageous premium.
• International reach, borderless capacity: Does your business extend beyond our borders? If a foreign insurance partner doesn’t meet your expectations, our independent position within a vast international brokerage network allows us to easily offer you another partner, ensuring comprehensive and seamless protection.

Asset Insurance for Businesses: A Solution for Every Risk

• Fire Insurance for Business Premises:
  • Named risks: Targeted coverage against the most common risks. Fire, storm, hail, lightning, explosion, and water damage: you are insured against the risks explicitly mentioned in your policy.
  • All Risks: The most comprehensive coverage solution. It protects all of your assets against all risks, except those explicitly excluded in your policy (for example, radioactivity or acts of war).
• Electronics: Comprehensive coverage for your advanced electronic equipment, unless a specific risk is expressly excluded from your policy.
• Machine Breakdown: This essential warranty covers damage to your production machinery, heating, ventilation, and air conditioning systems, etc., caused by unforeseen breakdowns or defects. It ensures a rapid recovery of your operations after a breakdown, minimizing the impact on your production.
• Terrorism: We provide you with access to specialized markets to find the most suitable insurance for this complex risk.
• All risks for construction sites (TRC): Comprehensive coverage for all risks that may occur on your construction site, whether it is damage to buildings under construction or your liability towards third parties.
• Business interruption: A true life insurance policy for your business, it ensures your financial survival and compensates for your loss of gross margin during periods of downtime following a loss covered by your asset insurance.

Getting the most out of your business asset insurance? That’s our mission at AlliA, thanks to our exceptional solutions. Don’t hesitate to schedule a personalized consultation.