Accident and health insurance
Comprehensive protection for you and your loved ones

Your health and well-being, as well as those of your family, are important, so it is vital to safeguard yourself against the financial impact of an accident or illness, allowing you to concentrate on your recovery. While compulsory health insurance (LAMal) covers basic care, additional protection is crucial for dealing with life’s unexpected events and accessing the best treatments without financial worries. Unexpected hospitalisation, a long period of incapacity for work following an accident or specific health needs can quickly take a toll on your budget and daily life.

The advantages of AlliA

At AlliA, we understand that your health and that of your family is important. We help you navigate the complex Swiss health and accident insurance system to offer you coverage that goes beyond the standard. We analyse each situation on an individual basis, taking into account your medical history, healthcare preferences, activities and life plans in order to build a tailor-made solution.

We can advise you on supplementary insurance tailored to your needs, including hospital coverage, alternative medicine, dental care and non-reimbursed medications. Beyond health, we help you protect your income in the event of prolonged incapacity for work, ensuring your financial stability.

In the event of a claim or dispute, a specialist will assist you quickly, providing solutions and compensation in the former case and defending your rights in the latter, thereby limiting the impact on your daily life and that of your family.

Our accident and health insurance solutions

AlliA offers comprehensive and flexible solutions to protect you in the event of an accident or illness. Each option can be tailored to suit your needs and lifestyle.

• Supplementary health insurance: supplements your LAMal coverage giving you access to superior benefits, such as choice of hospital room (private or semi-private), alternative medicine, or more generous reimbursements for dental or optical care.
• Daily sickness allowance insurance: guarantees that your income is maintained in the event of prolonged incapacity for work due to illness, thus ensuring your financial stability.
• Disability insurance (disability pension): provides a regular income in the event of long-term disability due to accident or illness, supplementing statutory benefits to maintain your standard of living.
• Death benefit insurance: protects your loved ones financially by providing them with a lump sum to cover current and future expenses in the event of your premature death.

Thanks to our personalized and responsive support in the event of a claim, your health and well-being, as well as those of your family will remain protected, in line with our “ALL FOR Exceptional” commitment.